Having a personal injury attorney on your side is one of the best ways to ensure your case has a leg to stand on if it makes it to the courtroom. By working directly with a lawyer that knows the ins and outs of insurance claims, you should feel comfortable letting them take charge and build a strong case against the Kemper.

What To Consider Before Filing A Kemper Accident Claim

Statistically speaking, more than three-quarters of all drivers end up in a collision at one time or another during the duration of their driving years. In fact, more than 4 million injuries are reported every year as a result of auto accidents in the United States. In order to have the highest chance of getting a fair settlement, a personal injury lawyer will have your back. You don’t want to say the wrong thing when speaking with the insurance adjuster and risk your claim being denied outright. Insurance companies like to offer lower settlements in hopes of working with a claimant with little to no representation or who is desperate to settle and willing to take lower offers. Avoid this by having your attorney deal with the negotiations.

What To Do Right After Being Injured In An Accident

If you were just hit in an accident, you are probably a bit flustered and overwhelmed. Being in a crash can leave you shaken and scared. Check yourself and your passengers for any severe injuries, and begin to get emergency services on the phone. They will dispatch the police and medical transport if needed. 

Once that call has been placed, you should start gathering information and evidence to protect your claim. Get the contact and insurance information for the other driver. Do not apologize or admit fault in any way. Talk to bystanders and see if any witnessed the accident, and ask them for contact info and a statement if possible. Lastly, take pictures of everything, the damage to the vehicles, their position and surroundings, the weather, and even your injuries.

What If All The Negotiations Fail?

It could happen. The negotiations could fail, and the insurance company may refuse to agree to fair compensation. It is becoming increasingly rare, but for large or complex claims, you may need to have your case heard in court, like in Bhasker v. Kemper Cas. Ins. Co. If this is the scenario you find yourself in, you will be two steps ahead if you have already been working with a lawyer. They will be your state-licensed legal representative and will fight hard for your compensation.